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Day 18 - Seven Swans A-Swimming … The climb

Does the peak seem too high?


The countdown continues!

The Twelve Days of Christmas has been a festive tradition for centuries. You may know the song, but do you grasp its true significance?


On the seventh day… it's a reminder that the holiday season is more than just material gifts.


It’s about navigating our financial goals with balance and flexibility.


Seven swans … number seven, often associated with perfection and completion.


Nevertheless, when it comes to personal finance, pursuing perfection can be counterproductive.

Perfectionism can hinder our financial journey, leading to procrastination, analysis paralysis, and a fear of failure. 


Instead, adopting a growth mindset helps. Recognizing that financial well-being is a journey, not a destination. 

By embracing progress, we can celebrate incremental achievements, learn from setbacks, and adjust our strategies accordingly.


Multiple Pot Strategy for sustainable financial progress and wellbeing


Life’s not linear – life’s motion.

When life’s in motion, money is in motion.


The Multiple Pot Strategy serves to maximize the impact of our funds, achieving multiple goals concurrently without feeling overwhelmed.


Review: Focus on your needs - What do you require in terms of time, money, and planning? To cope with (short term), grow (medium term), and thrive (long term).

Reset: Adjust your expectations - How much do you truly need and when?

Refine: Tailor your approach - Determine how much you can allocate from your monthly earnings.

Remodel: Establish distinct accounts for distinct goals - emergencies, savings, investments.

Prioritize short-term objectives and allocate small, achievable amounts toward medium and long-term goals.


Regularly review finances to assess progress, identify areas for improvement, and adjust our strategies accordingly. To ensure that our finances are aligned with our evolving goals and circumstances.


Aim for the peak, plan for the climb. Today and every day.


If you're interested in bringing financial education to your home, organization or community, Let's chat!

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